[ACCORDION_GROUP_START]
Auto & Motorcycle Loan Rates
| Term | 2018 & Newer | 2017 & Older |
|---|---|---|
| 73 - 84 Months | 8.50% | 9.00% |
| 72 Months or Less | 7.00% | 7.50% |
Recreational & Other Vehicle Loans Rates
| Term | New | 2018-2022 | 2017 & Older |
|---|---|---|---|
| 73 - 84 Months | 8.25% | 8.50% | 9.25% |
| 49 - 72 Months | 7.75% | 8.00% | 8.50% |
Personal & Share Secured Loan Rates
| Term | Rate | Max Loan Amount |
|---|---|---|
| No Collateral up to 60 Months | 12.00% | See Policy |
| No Collateral up to 60 Months | 8.00% | $10,000 |
| Term | Adjustment |
|---|---|
| 24 Months | +2.00% |
| 36 Months | +2.00% |
| 60 Months | 0.00% |
*Final share certificate loan rate is calculated by taking the exisiting Certificate Rate + a minimum of 2 interest rate points. |
|
Denominational Loans Not Secure by Real Estate
| Term | Max Loan Amount | Rate |
|---|---|---|
| 60 Months | $15,000 | 2.00% |
| 36 Months | $15,000 | 2.00% |
Denominational Loans Secured by Real Estate
| Type | Rate | Floor Rate |
|---|---|---|
| 3 Year | CMT + 2.50 | Initial Rate |
| 5 Year | CMT + 2.75 | Initial Rate |
VISA Classic Credit Card Rates
| 6 Month Introductory APR | APR |
|---|---|
| 6.90% | 8.9% |
ANNUAL PERCENTAGE RATE (APR) for purchases, balance transfers, and cash advances
[ACCORDION_GROUP_END]
APY=Annual Percentage Yield
APR = Annual Percentage Rate
* Your actual rate may be higher than the rates published above. Your actual loan rate will be determined from your credit score. Not all applicants will qualify for a loan. Rates are subject to change without notice.
**Rates illustrated reflect a 0.25% discount for having Credit Union checking account with direct deposit of $500 or more each month.